How to get more money using what you have

If you will show me your current financial plan, will it motivates me to share it with everyone else ?  

What is your financial plan. How do you manage your own money? You can't have more money to manage if you are not capable to manage what you have ! So if you don't have one, will you take action today and change your financial situation by the end of the year?

There is a secret that if you adapt to your own situation, you'll start your own personal money savings program. I've used it for about 14 months and tested until now, and I'm ready to give it to you.
Before doing this I want to make sure that you remove from your mind phrases like: "Once I'll get more money I will start managing them." or "I don't need a plan in order to manage my money!". "Why?" Because If you don't manage your money they will end up to someone who knows !

First rule when it comes to money is : Spend money only after you save a % of them. Most people do the exact opposite thing and after spending almost what they earn in that month, they have nothing left to save !

Now, let's give you the plan, that rich people and I for the past 15 months used it:
Use you Excel Office and make a table. From what you earn take 95% and called this your Expenses Account. Here you write down expenses with your house's bills, car, health, food,school,clothes anything that is a necessity for you.

Take 1% from what you earn and called this your Fun Account. You use the money to satisfy the rich man desires inside you. From this account you take the money and go out to a restaurant and eat something that you wished before and thought that you couldn't afford it or do something that rich men do.Ask one if you don't know what to do! :P This is very important because you have to keep a balance with your emotional side in you.

Take 1% and name it your Education Account. Spend these money on everything that increase your abilities or your value in the market place. Buy books, go to the seminars, attend classes and so on.

The next 1% is called Donation Account. This is easy, give back to those who really need the things that you can buy with money. For example go to the market and buy food to elders.

The last two are the most important. First is Active Income Account. Use this money to make more money: buy things and sell them with a higher price. Lend people and take back commissions. Here in future articles I will give you more examples :P

The final 1% of what you earn is called your Personal Value Account. These money will give you security and comfort. You must never spend this account until is big enough to be transferred in banks where you will receive passive income.

I don't know what your financial situation is, probably this example above where you have to spend almost what you earn. This plan is the worst scenario you might be in, but all great achievements have started with something small.

What do you thing about this article ?